Wow, where does the time go! As the Christmas and New Year’s festivities give way to a brand new shiny year, it is worth keeping in mind some great money saving tips to make sure that your finances are just as healthy as you intend to be in your New Year resolutions.
Buying after Boxing Day – Once the Christmas rush is over, if you are looking for that new gadget or piece of technology, you may just find that it is available at significantly lower prices so the January sales may be the perfect place to find your new piece of equipment. Laptops, tablet PCs and eBook readers may all be reduced in price after Boxing Day so it is well worth looking into the bargains.
Have a spring clean – Well yes, thoroughly cleaning your home is always important but perhaps it is time to have a clear out and sell some of those items you have been holding onto even when you have upgraded them? There are several places to sell items easily and it can put some money back in your pocket if you think, “hang on I need to sell my netbook for cash”. Whether you are looking to sell your macbook pro off or simply collect lots of your old DVDs and CDs to sell to a good home, having a good spring clean can be a fruitful start to the year and will help you to get rid of some of those unwanted gifts that you may have acquired over Christmas.
Compare everything – when looking to make purchases for anything from food to electrical goods to home insurance it helps to know the prices in various outlets. In the old days this was obviously an arduous task, trawling around the shops to get the best deal but now you can do this sat on the couch in your jim jams and if you do find the items you want at a great price, you can even have them delivered (by then you should probably have gotten dressed as the postman may not be as impressed with your attire than you are with your purchase!). Compare energy prices and switch where appropriate but whatever you are looking to save money on, make sure that you go online before you go shopping as the right deal may be waiting for you in unlikely places.
Work on a budget – It may seem boring but compiling a budget and sticking to it will give you the chance to enjoy some of the finer things in life with all the money you have saved and will give you the chance to really see what you are spending.
2013 is on the way and make this year a great year for your finances!
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